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Affordable Care Act Information Session Presented to Students in LSF

Affordable Care Act Information Session Presented to Students in LSF

On January 15, 2014, health service provider HealthLinc presented an informational seminar

on the new Affordable Care Act to the public in LSF 02. Community outreach representative Nila

Williams presented the audience with a basic overview of what the new Affordable Care Act

(more affectionately known as “Obamacare”) will entail for Indiana residents in need of health

insurance.

 

First and foremost, the Affordable Care Act will put consumers back in charge of their healthcare

and will give them the opportunity to go with the best plan possible for their own needs. It

also requires insurance companies to cover people with pre-existing conditions. People will

no longer be turned down for pre-existing conditions, as coverage begins immediately. The

Affordable Care Act also covers an extensive list of benefits including Emergency, Maternity/

Newborn, Labs, and Mental Health & Substance Abuse.

 

The Affordable Care Act will also offer Indiana residents with four different categories of

Indiana insurance. These plans include Bronze, Silver, Gold and Catastrophic. The Bronze

plan has a 60/40 ratio, 70/30 for Silver and 80/20 for Gold. The first number corresponds to

how much (percentage wise) will be covered by the insurance plan and the second number

corresponds to how much the individual in question will pay out of pocket. Catastrophic health

care plans are the cheapest available, but they have a very high deductible. These plans give you

control over your options. They all give you a clear picture of what you’re paying for and what

you’re receiving in return.

 

In order to be eligible to apply for a Qualified Health Plan in Indiana, you must currently reside

in Indiana as well as a U.S. citizen. The deadline for enrolling in a health plan is March 31,

2014. You are still able to apply after this date, but you will receive a penalty, unless you plan

on getting married, going through a divorce, give birth to a child, etc.

The application process for enrolling in a health care plan can be done online, by phone, mail

or in person with a HealthLinc Navigator or CACs (certified application counselors). They

provide unbiased, customer support and personalized help in selecting a plan. Before you enroll,

you should make sure you learn about the different insurance types so you are able to pick the

best one for you and your family. You should also make a list of questions to ask your health

care representative when selecting a plan so you know what will be covered and other logistical

matters. You also need to make sure your employer will offer health insurance and what kinds

of benefits they will offer.

 

If you have any questions about anything regarding the Affordable Care Act, you can call the

Marketplace Call Center at 1-800-318-2596. There are also several HealthLinc locations in East

Chicago, Valparaiso, Michigan City, Knox and Mishawaka. If you want to make an appointment

with a HealthLinc representative, you can call them at 1-888-580-1060.

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1 Comment

One Response to “Affordable Care Act Information Session Presented to Students in LSF”

  1. Bob on January 21st, 2014 9:24 am

    I like that photo, that is a nice photo. Nice article too.

    [Reply]

If you want a picture to show with your comment, go get a gravatar.